Credit Terms

Credit Terms and Periods

• Purchases up to 360 AZN: 3–6 months
• Purchases over 360 AZN: 3–18 months

Requirements

• Minimum purchase amount: 41 AZN
• Valid ID card
• An active mobile number registered in the customer’s name
• The exact product selected and the amount
• Employment is required for purchases over 360 AZN
• No employment is required for purchases up to 360 AZN

Who cannot apply

• Persons registered in Nakhchivan (except those living in Baku or other regions)
• Persons without a mobile number in their own name
• Persons with an expired ID card
• Persons under 20 or over 70 years of age

Online credit application
You will need:

• photos of the front and back of your ID card;
• an active mobile number;
• the exact product selected.

Your details are entered into the system and reviewed. You will receive a response within 20 minutes.

Once your credit is approved:

• sign the agreement with the SİMA app on the Ferrum Kapital platform;
• pick up your product at any Supertoys store.

Applying in store

• Visit one of our stores.
• Fill in the application form and present your ID card.
• Select your product.
• Your details are entered into the system and you receive a response within 20 minutes.

Once your credit is approved:

• the agreement is signed with the SİMA app;
• the product is handed over to you on the spot.

Benefits

• Fully online application and processing
• No down payment
• No employment certificate needed for purchases up to 360 AZN
• No guarantor needed for purchases up to 3000 AZN
• Homemakers can also get credit for purchases up to 360 AZN